What is an FNA?
An FNA is a Financial Needs Analysis. An FNA is used to help you examine your financial situation to ascertain how you can move forward to reaching your financial goals. It includes such items as protecting your income, paying off debt, building savings and providing for your future financial security.
I was told I do not make enough to have a financial adviser. Is that true?
Absolutely not! Working with us is super easy and we have plans to fit almost any budget. Whether you can save $50 per month or $5000 per month, we have a plan for you.
At what age should i start?
The earlier, the better. We recommend putting together an FNA as soon as you start earning income, even if you're a teenager. Money compounds when earning interest and the longer it has to do that, the more you will benefit.
I was told i should buy whole life insurance because it builds cash value. is that true?
Yes, whole life insurance does build cash value, but you pay for this. In fact, whole life insurance is generally 3 - 5 times more expensive than the term equivalent. On top of that, should you die, the insurance company will keep your savings. You are always better keeping your insurance and savings separate. It does not pay to bundle these services.
Does Peak financial charge a fee to their clients for advice?
Never! Our FNAs are completely free. We are compensated by the companies we represent. You will never pay us for advice.
What other services does peak financial offer?
At Peak Financial we are able to offer a wide variety of financial products to help our clients reach their goals. In addition to our life insurance and investment products, we also offer competitive auto and home insurance, prepaid legal protection, home security and automation and, long-term care insurance.
How do i get started?
Well, the good news is, you've already taken action by visiting my page today. Let's take the next steps and schedule a phone call to discuss your family's unique needs and how we can craft a custom financial plan for you. Connect with me here: calendly.com/SHAWNEMAY/DISCOVERY